James is a talented musician who played organ and keyboard for a church – until COVID-19 stopped the church from meeting in person. James is now a gig worker, or dasher, for Door Dash, a national food delivery service. He is making just more than $400 per week before taxes.
Unfortunately, James is piling up the miles on his 17-year-old car so he can pay his bills. His four-year-old daughter rides along with his deliveries, so childcare doesn’t eat up all his income. Still, his job doesn’t produce enough income to cover his bills – and that includes car maintenance and replacing the tires on his much-used and much-needed car.